Built on NEARCrypto and gold in one vault, kept on target for you.
You choose what to own. Kite buys it for you, checks it every hour, and trades it back to your plan when prices move. It sits in a vault that only you can take money out of.
Bitcoin40%
Ethereum20%
Solana15%
Tether Gold25%
Kite rebalanced. Sold a little Bitcoin, bought gold.
How Kite works
Three steps. The last one repeats on its own, for as long as you like.
- 1Your planBitcoin Plus
- Bitcoin60%
- Ethereum20%
- Tether Gold20%
Pick a plan
Start from a ready-made mix, build your own, or just describe your goal and get a private draft.
- 2
$1,000 receivedfrom Base, in about a minute- Bought$600
- Bought$200
- Bought$200
Add money
Send digital dollars (USDC) or any coin from the wallet or exchange you already use.
- Bought
- 3Today, 00:00 UTCBitcoin68% 60%Gold14% 20%✓Back on plan
Kite keeps it balanced
When one thing grows too big, Kite sells a little of it and buys what fell behind. You don't lift a finger.
What does “balanced” mean?
Prices move every day, so your mix drifts. Kite nudges it back, so you keep the risk you signed up for.
- 50%50%Step 1
Your plan
Half Bitcoin, half gold.
- 70%30%Step 2
Bitcoin jumps
Now it's 70% of your money. More risk than you wanted.
- 50%50%Step 3
Kite steps in
Sells some Bitcoin, buys gold. Back to half and half.
Start with a plan
Use one as it is, or change the numbers until it fits you. Tap a plan to see how it works.
Everything in one place
Coins, gold and dollars sit side by side in one NEAR account, so moving between them is a single swap, at any hour.
Crypto: 15 coins, including
- Bitcoin
- Ethereum
- Solana
- NEAR
XRP
Dogecoin
Chainlink
Zcash
Versions that earn
- Staked NEAR
- Staked ETH
- Earning USDC
- Earning SOL
Gold and digital dollars
- Tether Gold
- USDC
Tether USD
Let it earn while it waits
Dollars, NEAR, Ethereum and Solana can each be held in a version that earns. Same ups and downs, plus a little every day.
$1,000 in USDC Earning USDC- 4.1%a year, today
Staked NEAR
Instead of NEAR. Earns from staking rewards from NEAR validators, through Meta Pool.
- 2.3%a year, today
Staked ETH
Instead of Ethereum. Earns from Ethereum staking rewards, through Lido.
- 4.5%a year, today
Earning USDC
Instead of USDC. Earns from interest from Morpho borrowers, through Gauntlet on Morpho.
- 4.7%a year, today
Earning SOL
Instead of Solana. Earns from interest from Kamino borrowers, through Kamino (Gauntlet).
Rates come live from each protocol and change daily. Switching in and back out costs about 1–2%, so earning pays off over months, not days. You turn it on per holding when you build a plan.
Not sure what to pick? Just say it.
Describe your goal in your own words and get a draft plan back, privately. You check every number before anything happens.
- Earning USDC70%
- Tether Gold20%
- Bitcoin10%
Locked on your device
Your words are encrypted before they leave your browser.
Opened only in sealed hardware
Only a model inside NEAR AI Cloud's secure chips can open them. Kite's server only passes the locked message along.
Signed and checked
The answer comes back signed by NEAR AI, by the model's own hardware when it offers that, and your browser checks the signature.
The AI only suggests. It can't touch your money: your vault's rules decide every trade, the same as always.
Only you can take money out.
Kite gets a key that opens one door: swapping inside your plan. It can't take anything out, and you can switch it off any time.
- Kite can
Swap inside your plan
Trade one thing you picked for another, at the sizes you set.
- Kite can't
Move money out
Kite's key can't withdraw, and a swap can only pay back into your vault. Only you can withdraw.
- Kite can't
Buy something new
Anything outside your plan is refused by the contract.
- Kite can't
Trade past your limits
How often, how much and at what price are capped, and you set the caps.
These limits live in a public contract on NEAR, not on our servers, so anyone can check them.
A treasury that stays on plan, and still answers to the vote.
A DAO on NEAR can own a Kite vault the same way a person does. The members decide what it holds; Kite does the routine trading they'd otherwise argue about.
- 1
One vote creates the vault
Pick the mix and Kite's limits, then file one proposal. When it passes, the DAO owns a new vault from its first block. Nobody else ever holds a key to it.
- 2
Votes move money in
One proposal moves USDC from the treasury into the vault, another invests it. Before anyone can approve, the page checks every swap with NEAR Intents: it must pay back to the vault, buy only what's in the plan, and stay under 2% slippage.
- 3
Kite keeps it balanced
Every hour Kite checks the vault and trades it back to its mix, inside the limits the DAO voted for. Changing the mix, pausing Kite or taking money out is always another vote.
Create a Kite vault
Rebalance when anything drifts 5% from its share.
- USDC40%
- Bitcoin25%
- Ethereum20%
- Tether Gold15%
Invest 3,000 USDC in the plan
- 1,250 USDCtoBitcoin
- 1,000 USDCtoEthereum
- 750 USDCtoTether Gold
All 3 swaps checked with NEAR Intents. Approve is offered only after this check passes.
Questions, answered simply
What is Kite, in one sentence?+
A vault of your own on NEAR that holds crypto, gold and dollars, and keeps them in the mix you chose.
Do you hold my money?+
No. Your money sits in your own vault on NEAR. Only you can withdraw from it; Kite can only rearrange what's inside.
How do I get my money out?+
You withdraw it yourself, any time: only your wallet can sign a withdrawal. The app turns your holdings back into USDC through NEAR Intents and sends them to your wallet.
What does NEAR do here?+
NEAR Intents lets one account hold Bitcoin, Ethereum, digital dollars and gold together, and swap between them at the best price it can find. The rules Kite has to follow are written into a contract on NEAR that anyone can read. NEAR AI Cloud runs the private plan drafts.
Can a DAO use Kite?+
Yes. A SputnikDAO on NEAR creates its own vault with one vote, and owns it from the start. Moving money in, changing the mix and taking money out are all votes; Kite only rebalances inside the limits the DAO set. Before members approve an invest vote, Kite's page checks every swap with NEAR Intents.
Does my money earn anything?+
It can. Dollars, NEAR, Ethereum and Solana each have a version that earns, from lending or staking, while keeping the same ups and downs. You choose which ones, and Kite shows today's rate and what it costs to switch.
Who sees what I tell the AI?+
They are encrypted in your browser and can only be opened inside NEAR AI Cloud's sealed hardware. Kite's server just passes the locked message along, though it does see that a request was made and how big it was. The AI only drafts a plan; you decide.
Can I use it where I live?+
Kite runs on NEAR, so all you need is a NEAR wallet. Rules on automated trading differ by country, so check the ones where you live.